In the world of credit unions, savings accounts are also known as "share" accounts. When you join a credit union and open an account, you become a member and part owner. Simply put, your initial deposit buys a share in the credit union. Share savings accounts pay dividends, similar to interest from a bank savings account.

Wailuku Federal Credit Union offers a variety of savings accounts with highly competitive rates. And all funds deposited in our credit union are insured by the National Credit Union Administration (NCUA) for at least $250,000 per account. Learn more about share insurance through the NCUA.

Just like our checking accounts, Wailuku Federal Credit Union's savings accounts come with secure and convenient online banking, including features like checking your account history and easily transferring funds between your WFCU accounts.

You can become a Member-Owner of Wailuku Federal Credit Union by opening a Regular Savings Account. The reasons for opening a Regular Savings Account are as widespread as the dreams of our members. You may be saving for a trip or a home improvement, starting a college fund, or putting aside an emergency fund. Whatever the reason, you'll earn dividends from our highly competitive interest rates, which will help speed up the journey to your goals.