Products & Services

Regular Share (Savings)

Opening a regular share savings account is the first step to become a Wailuku Federal Credit Union member. We pay a monthly dividend on all share accounts. The minimum deposit is $50 plus a $1 new account fee. The first $50 will be held as membership requirement. There are no monthly service charges.

Checking (Share Draft)

Minimum initial deposit $50 but no minimum balance requirements. No monthly service charge. Non-interest bearing account.

Term Share Certificates (CDs)

You can earn the best interest with a share certificate. A minimum deposit of $1,000 is required. 6 month, 12 month, and 24 month terms are available. The interest compounds and pays monthly.

Christmas Club Account

Start saving now for the holidays. No minimum to open. Funds are disbursed on the 1st of October by check or deposited to your account. Dividends are paid monthly.

Group Savings

Minimum deposit of $50 plus $1 new account fee. First $50 held as membership requirement. Dividends are paid monthly.

Loans

New & Used Auto
Personal
Savings (Share) Secured
Bill Consolidation
Mortgage
Home Equity Line of Credit
Home Equity Loan
Land Loans

Other Services

FREE Bill Pay
FREE Online Loan Applications
FREE Notary
FREE Life Savings Insurance up to $3,000
FREE Credit Counseling & Financial Education
FREE AD&D Insurance
VISA Debit Card
Prepaid VISA Travel Card
Credit Disability Insurance
Credit Life Insurance
Payroll/Direct Deposit
Wire Service
Discounted Movie Tickets
Overdraft Protection